Never bought crypto before? Here's how.

Five steps, about 15 minutes the first time. After that, you can pay for anything on Pnypo in seconds. No card, no KYC on our end, no waiting on a bank.

1. 1. Pick an exchange

   An exchange is just a site where you trade regular money for crypto. Any of the four below work fine. Pick whichever one lets you sign up fastest from your country.

2. 2. Create an account and verify your identity

   Sign up with your email, then the exchange will ask for a photo ID and a quick selfie. This is standard for every licensed exchange. It usually takes 5 to 15 minutes and gets approved same-day.

3. 3. Buy USDT or USDC with your card

   Both are "stablecoins": each one tracks $1, so there's no price risk while you hold them. Use the exchange's "Buy Crypto" button, pick USDT or USDC, and pay with the same card you'd use anywhere else online.

4. 4. Copy your wallet address

   In the exchange app, find your USDT or USDC balance and tap "Withdraw" or "Send." It will show you a wallet address — a long string of letters and numbers. Copy it.

5. 5. Paste it into Pnypo checkout

   Head back to your Pnypo order, choose to pay with a wallet, and paste the address in. Your product lands in your inbox as soon as the payment confirms, usually well under a minute.